Author: Michael Ferretti

Michael Ferretti is a financial expert and one of the original employees of Slimger.com, a personal finance website dedicated to providing its readers with practical tips and resources for managing their finances. With over a decade of experience in the finance industry, Michael has helped countless individuals and families achieve financial stability and success. Prior to starting Slimger, Michael worked as a financial advisor for several prominent investment firms. During this time, he gained extensive experience in investment planning, retirement planning, and risk management. His goal is to empower his readers to take control of their finances and achieve their financial goals, whether that's buying a home, starting a business, or retiring comfortably.

Real estate, automobiles, and business property are liquidated and auctioned when you file for bankruptcy to repay creditors. However, not all assets are subject to liquidation; exempt assets may be retained by the debtor. What Are The Three Categories Of Assets For Bankruptcy? In order to grasp what may be at stake, it is essential to recognize which assets may be liquidated in a Chapter 7 bankruptcy. In Bankruptcy, There Are Three Sorts Of Assets: Personal effects. These are the material items, which include clothing, furniture, works of art, and automobiles. Real estate. Land and structures, such as a house…

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You may wonder who is responsible for debt after a divorce when you are going through a separation or ending your marriage. In the divorce process, it can be difficult to figure out what happens to your debt if you intermingle your finances, open joint credit or loan accounts, or buy a home. A number of factors determine who is responsible, including your state’s laws, your prenuptial agreement, and whose name was on loans and debts. Debt After divorce, who is liable? It’s important to understand what happens after a divorce if you have built up a lot of debt…

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Despite the challenges of growing up poor, millions of people overcome difficult beginnings to become rich. While day-to-day life may bring worry and fear, Loyal Lending Debt Consolidation assures many people can rise above their circumstances and achieve great things. The rags-to-riches story has inspired people for centuries. Those who have gone from humble beginnings to wealth and success have a lot of insight and wisdom that they can share with others who want to follow in their footsteps. Here are some tips from those who have made it big. Consider these secrets of wealthy people who started from nothing…

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There is no doubt that growing your savings account is an important goal for 2023, but many people find the task overwhelming. This is why LoyalLending.com has compiled 14 easy ways to save money and reach your financial goals this year. If you would like to know how to reduce financial stress and save more money, then you need to try these tips. By the end of the year, they could result in big rewards for those who take the time to do them. 1. Monitor Your Spending It is important to know what you are spending your money on…

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Who is Proper Funding? Consolidating your unsecured debt with Proper Funding is only the beginning. Then there’s the fixed interest rate lower than you are currently paying. Peace of mind comes next. Proper Funding offers predictable monthly payments and no more collector calls. Proper Funding wants you to have a happy ending… with 0 debt. https://www.youtube.com/watch?v=cL7Lj-16ZZo Are you struggling to keep track of your debt? Are you feeling overwhelmed and stressed out? You’re not alone. Millions of people are in the same boat. If you’re looking for a way to get out of debt and stay organized, debt consolidation may…

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There are many types of debt, but unsecured debt is one of the most common. Any collateral does not back this type of debt, so there is nothing that a lender can repossess or foreclose on should you fail to make payments. Unsecured debt can be in the form of student loans, medical bills, credit card debts, or personal loans. The reason that unsecured debt is riskier for lenders is that there is no asset attached to the deficit. To compensate for this increased risk, lenders often charge higher interest rates on unsecured debt. The interest you’ll be charged on…

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Brice Capital can be your saving grace when you’re sinking in debt. A Brice Capital low-interest-rate consolidation loan will help get the financial clouds out of sight, and only require one easy monthly payment to make sure everything stays under control! From actors to athletes to musicians, these celebs have struggled with money issues just like the rest of us. So, if you’re curious about which celebrities owed money, read on for our top 10 list. Brice Capital treats all its customers like celebrities! 1. Michael Jackson While some celebrities rack up debt through lavish spending, others fall victim to…

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The Power of the Latin Woman It has been said that a man doesn’t fall in love with a woman. He falls in love with the image of himself that he sees in his woman’s eyes. That is the seductive power of the Latin woman. Don’t Waste More Time On Casual Dating. See Who Our Experts Match You With, For Free. Every 14 Minutes Someone Finds Love On eHarmony. Lower Divorce Rates. Sign Up Today. Unique Matching System. Find True Compatibility. Singles in Your City. Expert Advice. Venezuela The Venezuelan Woman There is something quite magical about the Venezuelan woman.…

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The streaming music service Spotify presented its new Spotify Kids application, aimed especially at children from three years of age and who can use the Premium Family Plan users at no additional cost. Among its main differences with the main application, the children’s version does not include advertisements since it is part of the Premium Family Plan and adds privacy and parental control functions. The Spotify Kids application is available as of Wednesday in beta for iOS and Android, although for the moment only in Ireland, and then it will expand to the rest of the markets in which the…

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The 4G project Cucuta-Pamplona ​​obtained a bridge loan for the US $ 90 million, which was approved by JPMorgan Chase Bank NA and Deutsche Bank AG. The National Infrastructure Agency (ANI) said that obtaining this international financing guarantees the execution of works that currently have a 7.5% progress. The work that is executed through the Río Pamplonita Union Road Concession has no financial closure yet. This loan allows the work to continue, but it is still necessary to consolidate the improvement of the long-term senior debt for the total project. “This is a new boost to the 4G highway program…

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